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Safe Life Insurance Agency Blog

View the latest blog posts from Safe Life Insurance Agency.

Monday, October 7, 2024

Understanding California’s Approved Surplus Lines Companies

Dear Valued Clients and Prospects, As your trusted insurance partner at Safe Life Insurance Agency, we want to ensure you have a clear understanding of the intricacies involved in selecting the right insurance coverage. One area that often raises questions is the list of approved surplus lines companies in California. READ MORE >>

Tuesday, October 1, 2024

The Importance of Uninsured/Underinsured Motorists Endorsement on Your Personal Umbrella Policy

Dear Valued Clients and Prospects, At Safe Life Insurance Agency, we prioritize your safety and peace of mind. Today, we want to highlight the critical importance of adding an Uninsured/Underinsured Motorists (UM/UIM) endorsement to your personal umbrella policy. Why is UM/UIM Coverage Essential? READ MORE >>

Thursday, September 26, 2024

Understanding Your California FAIR Plan and Difference in Conditions Policy

Dear Valued Clients and Prospects,  Safe Life Insurance Agency wants to ensure you have a comprehensive understanding of your insurance coverage options, especially when it comes to protecting your property in California. READ MORE >>

Wednesday, September 18, 2024

Understanding the Difference Between Admitted and Non-Admitted Carriers

Dear Valued Clients, and Prospects, As many of you already know, the California insurance markets have deteriorated and are in the worst shape they have ever been. Many admitted carriers are currently shut down for new clients, as they have a new business moratorium. READ MORE >>

Sunday, September 1, 2024

Understanding Hidden Water Damage vs. Accidental Water Discharge in Your Home Insurance

Dear Valued Clients, As your trusted insurance agency, Safe Life Insurance Agency wants to ensure you have a clear understanding of the different types of water damage that can affect your home and how they are covered under various policy forms, including HO3, HO6, and DP3. READ MORE >>

Monday, August 26, 2024

Understanding Employment Practices Liability (EPL) Insurance and Its Importance for Your Business

Safe Life Insurance Agency is committed to helping you protect your business from various risks. One crucial type of coverage that often gets overlooked is Employment Practices Liability (EPL) insurance. In this blog, we'll explore what EPL insurance is, why it's essential for your business, and the importance of wage and hour coverage, especially in California. READ MORE >>

Tuesday, January 30, 2024

Understanding the Surge in Auto Insurance Rates and Carrier Challenges in California

California residents have been witnessing a significant surge in auto insurance rates in recent times, accompanied by a notable decrease in the number of carriers willing to underwrite policies in the state. Exploring the complexities of this situation uncovers a blend of factors driving the esca... READ MORE >>

Wednesday, December 13, 2023

Unraveling the Puzzle: Why Homeowners Insurance Rates are Soaring in California

California, a state renowned for its scenic beauty and diverse landscapes, is facing a daunting challenge on the home front – escalating homeowners insurance rates and the availability of insurance policies. As residents grapple with the consequences of rising premiums, and being dropped by their carrier, it becomes imperative to understand the factors fueling this trend. READ MORE >>

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232 Avenida Fabricante
Suite 105
San Clemente, CA 92672

Phone: 888.633.6632
Fax: 951.905.1904
CA License # 0G67918
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